Why Choose Panama?

Discover why Panama has become the top destination for expats seeking retirement, investment opportunities, and a better quality of life. With investment options starting from just $160,000, your Panama dream is more accessible than you think.

The Panama Advantage for Expats

Panama offers unique benefits that make it the ideal destination for international residents seeking a better lifestyle and financial advantages.

Tax Advantages
Territorial tax system and numerous tax incentives for residents and retirees
  • No tax on foreign-sourced income
  • Pensionado discounts up to 50% on services
  • Property tax exemptions for new construction
  • No inheritance tax for direct descendants
Excellent Healthcare
World-class medical care at affordable prices with English-speaking doctors
  • Healthcare costs 60-80% less than US
  • Modern hospitals with international standards
  • Many doctors trained in US/Europe
  • Comprehensive insurance from $100-300/month
Strategic Location
Perfect geographic position connecting North and South America
  • Hub for international business
  • Easy travel to US (5-hour flight)
  • Panama Canal economic benefits
  • Stable democratic government
Growing Economy
One of Latin America's fastest-growing economies with modern infrastructure
  • GDP growth averaging 4-6% annually
  • US Dollar as official currency
  • Modern banking system
  • Strong real estate market

Investment Options & Requirements

Multiple pathways to Panama residency with different investment levels to suit your financial situation and goals.

$160,000
Real Estate Investment
Minimum investment for Friendly Nations or Investor Visa through property purchase
3-6 months

Key Benefits:

  • Immediate residency eligibility
  • Property ownership rights
  • Rental income potential
$300,000
Bank Deposit
Self-Economic Solvency visa with funds deposited in Panama bank
3-5 months

Key Benefits:

  • Fastest processing time
  • Funds remain accessible
  • No property management needed
$1,000/month
Pension Income
Pensionado visa for retirees with guaranteed monthly pension
4-8 months

Key Benefits:

  • Lowest financial requirement
  • Significant discounts on services
  • Permanent residency path
$500,000+
Business Investment
Establish or invest in a Panamanian business for investor visa
4-8 months

Key Benefits:

  • Business ownership rights
  • Employment authorization
  • Economic contribution benefits

Not sure which option is right for you? Get personalized guidance from our immigration experts.

Cost of Living Comparison

See how much you can save by living in Panama compared to the United States and other developed countries.

CategoryPanamaUnited StatesSavings
Housing$600-2,500/month$1,500-4,000/monthSave 40-60%
Healthcare$30-80/visit$200-400/visitSave 70-80%
Utilities$80-200/month$150-300/monthSave 30-50%
Dining Out$8-25/meal$15-40/mealSave 40-60%
Transportation$0.25-15/trip$2-25/tripSave 60-80%

Average total savings: 40-70% reduction in living costs compared to North America and Europe

Quality of Life Benefits

Beyond financial advantages, Panama offers an exceptional quality of life that attracts expats from around the world.

Excellent Healthcare

World-class medical facilities with doctors trained internationally, at a fraction of North American costs.

Perfect Climate

Year-round tropical climate with mountain regions offering cooler temperatures and eternal spring weather.

Welcoming Community

Large, established expat communities throughout the country with English-speaking services and support.

Political Stability

Stable democratic government with strong institutions and respect for property rights and foreign investment.

Easy Travel

Modern international airport with direct flights to major cities worldwide, making it easy to visit family and friends.

Modern Infrastructure

First-world infrastructure with reliable utilities, high-speed internet, and modern transportation systems.

Ready to Start Your Panama Journey?

With investment options starting from $160,000 or a $1,000 monthly pension, your new life in Panama is more accessible than you might think. Let Giovanna Avendaño guide you through every step of the process.

1

Initial Consultation

Discuss your goals and assess the best visa option for your situation

2

Document Preparation

Gather and prepare all required documentation with expert guidance

3

Welcome to Panama

Complete your application and begin your new life in Panama