Complete Expat Guide to Panama

Your comprehensive step-by-step guide to successfully relocating to Panama. From visa applications to settling in, we cover everything you need to know for a smooth transition to your new life.

Your Relocation Timeline

A structured approach to planning your move to Panama, broken down into manageable phases

Planning Phase

6-12 months before

Research visa options and requirements
Choose your destination within Panama
Consult with immigration attorney
Begin gathering required documents
Plan exploratory visit to Panama

Preparation Phase

3-6 months before

Complete document authentication process
Open Panama bank account (if possible)
Research housing options
Arrange international health insurance
Plan shipping of household goods

Application Phase

2-4 months before

Submit visa application with attorney
Complete medical examinations
Finalize housing arrangements
Arrange temporary accommodation
Book flights and plan arrival

Arrival Phase

First 30 days

Complete immigration entry procedures
Open local bank accounts
Register with local authorities
Set up utilities and services
Begin integration into community

Detailed Expat Information

Comprehensive information covering every aspect of your move to Panama

Document Requirements Checklist

Complete list of documents needed for Panama immigration. Start gathering these early as some can take weeks to obtain.

Personal Documents

Required

Valid passport (6+ months validity)
Birth certificate (apostilled)
Marriage certificate (if applicable, apostilled)
Divorce decree (if applicable, apostilled)
Death certificate of spouse (if applicable, apostilled)

Criminal Background

Required

FBI background check (for US citizens)
State/provincial background check
Background check from any country lived in 5+ years
All background checks must be apostilled

Financial Documents

Required

Bank statements (3-6 months)
Investment account statements
Pension/retirement income proof
Employment verification letter
Tax returns (2-3 years)

Health Documents

Required

Medical examination by approved doctor
HIV test results
Chest X-ray
General health certificate
Vaccination records

Additional Documents

Optional

Educational diplomas/transcripts
Professional licenses
Reference letters
Proof of property ownership
Insurance policies

Important Document Notes

• All foreign documents must be apostilled in the country of origin
• Documents in languages other than Spanish must be officially translated
• Background checks expire after 6 months - time your application accordingly
• Keep multiple certified copies of all documents
• Some documents may need to be notarized before apostille

🇺🇸 USA vs 🇵🇦 Panama: The Ultimate Wealth Freedom Analysis

Discover why successful expats are choosing Boquete, Panama over expensive US cities like Garfield NJ, Asheville NC, Boulder CO, and Bend OR. See the shocking cost differences and tax advantages.

60-70%

Cost Savings

vs US Cities

Property Tax

in Panama

Foreign Income Tax

True Sovereignty

⚡ Exclusive data: Why $5K/month in Panama = $14K/month in New Jersey

Ready to Start Your Panama Adventure?

Don't navigate the complex immigration process alone. Let Giovanna Avendaño guide you through every step of your relocation to Panama with expert legal support and personalized service.